MetroComplaints.com

National Credit Solutions   

Posted :Wednesday, July 28, 2010by harri702 Send Maill  Tell a Friend

derogatory info put on cr. report

I was declined credit due to derogatory info on credit report. My score is usually in low 700's, so this was a surprise, this and I am a very responsible payer and have no history of derog. info. Anyway I immediately checked the credit report and sure enough there was a "potentially negative" remark from NCS (National credit solutions) the amount was simply put on to my report without my ever having received a bill or phone call about the monies allegedly due. The amount due is $236.39. I called the company and was told that you can just put a derrogatory item on someone's credit report just by having their name and address. A social sec number is not necessary. They went on to say that the item originated from a DVD club I allegedly joined and never paid for back in 2005 (5 years ago). I never have been interested in these sorts of things so it was very hard to believe i was in debt for this thing. She said I may as well not fight it and just pay it, as this has proven futile for many people. Of course I then went online and found out all the people this has been happening to and thought, well here I go, I can't pay it b/c they are scammers. Experian "validated" the charge somehow and evidentally if I ever want credit again, I will just have to eat crow and pay this fraudulent charge. I want to know how it is possible to just plop this type of thing on people's credit report? Also I did contact FTC. I plan to pay it b/c too proud of my credit to let it get distroyed over $239.00

Collections Agency United States comments

Dear Friends, Dont forget to bookmark and submit your complaint to social media websites listed here.It will bring more visibility, buzz and fast action to attend your complaint

Complaints Related To National Credit Solutions

Comments  :

Post Your Comment :

Name

required, use real name

Email

required, will not be published

Website Address

optional, will not be published

Your attitude towards Complaint

 Agree   Neutral   Disagree

Confirmation Code
 "Spam comments are deleted. Related comments are published after manual checking"
MetroComplaints.com
Consumer Complaints
MetroComplaints.com

Submit Complaint

Your Full Name

Your E-Maill Address

Your E-maill will be invisible to others

Company/Product Name

Subject of Complaint

Select Category

Select Country

Complaint Details

Attach Photos ( Optional )

Confirmation Code

Recently discussed

Worst Complaints

Complaints with most comments

Categories

Countries